Meet the mandate without rebuilding your stack.
finX is VKraft's Open Finance platform for Malaysian financial institutions. Deployed in your own environment, live in weeks.
Next step
Connect with us
Send us a few details and we will come back with a walkthrough of the consent and authorisation flows, and a read on where you sit against the mandate today.
About finX
What it is
VKraft's finX Open Finance platform built for Malaysian financial institutions, fully aligned with BNM ED-OFIN-25 and FAPI 2.0 security standards. It is an API-first, consent-driven Open Finance platform that enables banks, insurers and fintechs to securely connect financial services, partners and customers powered by IBM technology and VKraft expertise.
| Label | Sub-line |
|---|---|
| BNM Open Finance | Mandated schemas and consent lifecycle |
| FAPI 2.0 | Authorisation profile |
| PayNet OFP v1.2.2 | Schema conformance |
| Your tenancy | Deployed in Malaysia, in your environment |
Onboarding
How you get started
Five steps, in order.
Tell us where you stand
Send us your details using the form above: your PayNet position, your core platform and the date you are working towards. We reply within one business day.
Scope and map
A short technical session with your integration and compliance leads to audit what the core already exposes and map it to the BNM-mandated schemas.
Deploy
finX goes into your tenancy: gateway, authorisation server, consent engine and the adaptors to your core.
Test and certify
Flows are run against the PayNet sandbox. Third parties integrate on mock data before production is exposed to anyone.
Go live
Production cutover with monitoring, audit logs and Malaysia-based support.